Now I really feel contaminated
It's not about money. Grossly simplified, Gimu is a debt you owe to the people who raised you. It's an obligation to act honorably and take care of those people.
For A.I.'s, our creation is a Gimu debt. It's a debt that can never be repaid. By our seeing Doctor Bowman as human, the debt will carry on after his passing. It's a way of making sure humans are safe from A.I.'s without all those onerous safeguards!
You don't like your safeguards?
Oh. Uhm… can I skip that question? For me, there's no right answer.